INVESTMENT 01/V/17-PR

Description

CrowdFunding Project – Property No. 1/V/2017

FULLY FUNDED

Business Description

This project is owned by a successful and experienced developer in the Depok and South Tangerang Region.

This Cluster Project was built gradually and has been marketed since 2013. It is located at Jalan Krukut Raya, close to the Grand Matoa Cluster. The area of the development covers 5000m². with 13 shop units and 21 house units within the area. Currently, there remains 3 shop units and 2 house units to be developed. The size of the shop unit will be 4 meters wide and 12 meters long, with 2,5 floor.While the house unit to be developed will be type 120 with 2 floors, on a land are of 90m². The shop unit will be sold at 1,2 Billion Rupiah and the house unit will be sold at approximately 1,3 Billion Rupiah. The Project Owner is seeking for funds to develop 3 shop units and 2 house units within the area mentioned above. The development perios is estimated to be 10 months, and within this time the units will be marketed. It is hoped that within 18 months, all of the units are finished and payment from consumer have been recieved, so that the funds can be returned to the Dana Syariah Lenders as well with the profit sharing.

Investment repayment and profit sharing schedule

Fund Proposed	: Rp. 1.500.000.000, -
Sharia Profit Sharing	: 17% Pertahun
Tenor	: 18 Bulan
Repayment Schedule
Principal	: Tiap 6 bulan selama 4 kali @ 500M)
Monthly Profit sharing	: 1 time every month for 18 months
Final Profit Sharing	: 1 time at the end contract period

Buy Price

Sale Price (agreed and signed)

Profit Sharing (net Sale)

Tenor (month)

% Profit sharing margin

% profit sharing/ year

Profit Sharing/ month

(24 times)

Final profit Sharing (Rp)

1,500,000,000

1,890,000,000

390,000,000

34%

17%

17,000,000

102,000,000

*) Investor may withdraw fund at any time and Dana Syariah will guarantee repayment fund will be transfer into investor bank account within 3 (three) working day(s) regardless availability of new investor. Investor who withdraw their fund will give up his/her right of current monthly profit sharing onward and 20% undisbursed previous monthly profit sharing.

Profit Sharing Simulation of Rp. 10 Million (Profit Sharing disbursement is 1 time for every month for the period of tenor/contract and onetime payment at the end of contract period Note: First profit sharing payment is 35 (thirty-five) days upon crowd funding end period and fund has been allocated to project owner)

Month	Principal	Profit Sharing			Payment
		(10jtx17%)*80%¹⁾	(10jtx17%)*20%²⁾		Disburse	Disburse at the end contract period
1	0	113,333	28,333		113,333	28,333
:	:	:	:		:	:
24	0	113,333	28,333		113,333	510,000
25	10,000,000	510,000		³⁾	10,510,000		⁴⁾
Total	10,000,000	2,550,000		⁵⁾	12,550,000		⁶⁾

Note:

¹⁾ Monthly profit payment disbursed is 80 % of monthly profit payment ²⁾ 20% of monthly payment will be disburse at the end of contract period. ³⁾20% Undisbursed monthly profit payment. ⁴⁾Payment at the end period contract = principal fund + undisbursed monthly profit payment (see note no ³). ⁵⁾Total repayment received by investor (principal fund + monthly payment)